Frequently Asked Questions

1. Who is Zurich?
2. Who is the insurance company that underwrites these policies?
3. Who is Zurich InsuranceLink?
4. What is a Free Business Risk Assessment?
5. What types of businesses are eligible for coverage through Zurich?
6. How do I benefit by working with Zurich Insurancelink?

Who is Zurich? [top] Zurich (www.zurichna.com) refers to Zurich American Insurance Company and its underwriting subsidiaries, a leading commercial property and casualty provider in the United States. Zurich is an "A" rated company*, and is a member of the worldwide Zurich Financial Services group of companies, which has been serving businesses for nearly 130 years.

Who is the insurance company that underwrites these policies? [top] Insurance coverages are underwritten by Zurich American Insurance Company and its subsidiaries.

Who is Zurich InsuranceLink? [top] Zurich InsuranceLink is the brand name of the Zurich Insurance Services, Inc.**, a licensed, independent insurance agency that works with Zurich to bring you a Commercial insurance program. All insurance coverages written through the Commercial insurance program are written through the agency of Zurich InsuranceLink.

What is a Free Business Risk Assessment? [top] The free Business Risk Assessment will provide you with an analysis of some of the potential pitfalls that your business may be exposed to if you don't have the proper coverage in place. The assessment that you receive will be based on the answers you provide to a set of questions geared towards potential business risk exposure tied to your industry.

What types of businesses are eligible for coverage through Zurich? [top] It depends on the Zurich product. For example, one eligibility requirement for Zurich's Businessowners Policy is that a small business is defined as a business with $15 million or less in sales volume per location.

How do I benefit by working with Zurich Insurancelink? [top] There are many advantages to working with Zurich InsuranceLink:

• Competitively priced insurance products with broad coverage designed to serve your small business insurance needs.
• Free Business Risk Assessment
• Valuable advice from insurance professionals who know small business.
• Fair and prompt claim resolutions to get you back in business.
• A variety of payment options based on your cash flow needs.

*2008 AM Best Rating

** Zurich Insurance Services, Inc. ("ZIS") is located at 5011 Gate Parkway, Jacksonville, Florida 32256; its California license number is 0D44490. ZIS is licensed in all 50 states plus DC. ZIS is an independent agency, and is not a subsidiary of Zurich.

Call 1-800-552-7771 for a quote from 7:30 am to 7:30 pm ET, Monday through Friday.

©2009 Zurich American Insurance Company. Access to this web site is governed by the Terms of Use. Coverage may not be available in all states. Coverage may be written on a non-admitted basis through licensed surplus lines brokers. The insurance policy is the contract and fully describes coverage. The web site, and any content, is provided to you on an "As Is", "As Available" basis without warranty of any kind.